Cardless Cash

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Perhaps you’re heading for a night out and don’t want to bring your wallet. Or, maybe you’re going to dinner and realize you left your card at home. No problem. Cardless Cash1 allows you to access your Wintrust checking account and securely withdraw cash from the nearest Wintrust ATM all from your smartphone.

What can I do with Cardless Cash?
You are able to use Cardless Cash to withdraw funds from a Cardless Cash enabled ATM. At this time you cannot use Cardless Cash to make deposits.

What debit card can I use to do Cardless Cash ATM withdrawals?
At this time the ATM will only accept withdrawals made with a Wintrust Community Bank MasterCard® debit card tied to a retail checking account. You will only be able to withdraw funds from the primary account attached to the debit card.


Is my debit card information secure?
Yes. Cardless Cash is safer than a real wallet because your payment credentials are securely stored in an encrypted state in the cloud – not in your phone, in your pocket or on your computer. Cardless Cash offers superior protection against theft and debit card fraud!

Where can I use Cardless Cash?
Cardless Cash is currently available at Wintrust Community Bank ATMs only. To locate the closest Wintrust Community Bank ATM, select “Locations” in your .communityMobile app menu to access our search feature.

Cardless Cash is a feature available in our .communityMobile app. To download it, simply search for your bank in the app store and follow the on-screen instructions.

1. Use of Online Banking is required for access to Mobile/Remote banking. Mobile/Internet connectivity is required. See your wireless provider for fees related to text messaging. Cardless Cash requires a checking account and a debit card with the bank. Available only at Wintrust Community Bank ATMs. See a banker for details.