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Now is the time to take charge of your financial future. We will help you set financial goals and help you achieve them, whatever they may be. From basic checking accounts to money markets, certificates of deposit, our experienced professionals can help devise a plan that’s right for you. Check out some of our products below.

Private Banking Checking

This interest-bearing account is subject to no minimum balance or per-item charges and comes with a free 3x5 safe deposit box for the first year.

SingleSolution Checking™

This account functions like a traditional money market account- except you just need one deposit and one withdrawal per statement cycle. Because this is a tiered and indexed account, you will earn higher rates of interest as you grow your balance.

Personal Savings Account

  • Minimum Daily Balance requirement of only $100
  • Interest is compounded and paid monthly
  • Statements conveniently combined with your monthly checking statement OR sent monthly
  • Transfer funds as needed to your checking account with Telebank or FREE online banking
  • FREE Savings transfer overdraft protection

Money Market Account

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Minimum Daily Balance of only $1,000.00 to avoid a monthly service fee
  • Higher interest rates than a typical Savings Account
  • Unlimited deposits and up to six preauthorized debits at no charge per monthly statement cycle
  • FREE Online Banking and Telebank

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms


  • 3 Months
  • 6 Months
  • 12 Months
  • 18 Months

  • 24 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1000.00.

Home Equity Lines of Credit

Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:

  • Improving your home
  • Purchasing a vehicle
  • Paying off medical bills
  • Consolidating debt
  • Paying off a credit card balance while lowering your cost of borrowing

Give us a call or stop in today for more information.

Overdraft Protection

Products & Programs

  • Overdraft Protection Account—Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Competitive interest rates

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles
  • Loan to value up to 85% subject to credit approval 

Please call (262) 367-1900 and talk to one of our friendly Personal Bankers for more information.

Mortgages

Thinking about purchasing or refinancing a home? We have a full-service mortgage team to assist you. Our products can be custom-designed to meet your individual needs, and they feature some of the most competitive interest rates in the marketplace. We also provide superior customer service with a personal touch. 

Products:

 

  • Pre-qualifications and pre-approvals
  • Fixed-rate mortgages with various terms
  • Adjustable-rate mortgages
  • Jumbo loans (loan amounts up to $6 million)
  • Government loans (FHA, VA – including reverse mortgages)
  • First-time homebuyer programs
  • Interest-only loans
  • Reduced-documentation loans
  • Second home and investment property loans
  • Second mortgage programs
  • Expanded products for unique property types, credit situations, etc.
  • Superior service enabling a quick close

Learn More


Have questions about your mortgage needs? Contact us and we will put you in touch with one of our knowledgeable mortgage loan specialists.

Mortgage Lending is provided through  Wintrust Mortgage Company,  a division of Barrington Bank & Trust Company N.A. NMLS # 449042, an affiliate of Town Bank.

Refinancing

At Town Bank, our mortgage and banking professionals are here to guide you through the refinancing process and make your experience as easy as possible.  Depending on your current mortgage or home equity situation, refinancing may be an attractive option.

By refinancing with Town Bank, you may be able to:

  • Lower your current rate
  • Extend repayment period
  • Reduce risk
  • Lower your current payment