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Establish a program at Town Bank that allows your money to grow, while letting our services take care of your banking needs.  Whether you are looking to open a new checking account, save for your future, or add to your current portfolio,
Town Bank has a program for you.

Private Banking Checking

This interest-bearing account is subject to no minimum balance or per-item charges and comes with a free 3x5 safe deposit box for the first year.

SingleSolution Checking™

This account functions like a traditional money market account- except you just need one deposit and one withdrawal per statement cycle. Because this is a tiered and indexed account, you will earn higher rates of interest as you grow your balance.

Personal Savings Account

  • Minimum Daily Balance requirement of only $100
  • Interest is compounded and paid monthly
  • Statements conveniently combined with your monthly checking statement OR sent monthly
  • Transfer funds as needed to your checking account with Telebank or FREE online banking
  • FREE Savings transfer overdraft protection

Junior Savers Club Account™

The Junior Savers Account is a Savings Account designed to teach children and young adults ages 0 to 18 the rewards of saving. The benefits of a Junior Savers Club Account are:

  • No minimum balance and no service fees
  • A higher rate of interest than our regular savings account
  • A free piggy bank to remind them that it pays to save every little bit!
  • Our exclusive "Treats Dollars" gift certificate each time the account balance exceeds its previous high balance by $100
  • Junior Savers are eligible for a number of other fun benefits

Learn more about our Junior Savers special events.

Money Market Account

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Minimum Daily Balance of only $1,000.00 to avoid a monthly service fee
  • Higher interest rates than a typical Savings Account
  • Unlimited deposits and up to six preauthorized debits at no charge per monthly statement cycle
  • FREE Online Banking and Telebank

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms


  • 3 Months
  • 6 Months
  • 12 Months
  • 18 Months

  • 24 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1000.00.


It's Easy To Open This Account

To open an account come see one of our friendly personal bankers. Also check out our overdraft protection option. Please contact us if you have any questions.