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What is MaxSafe?

Our MaxSafe program lets individuals or entities increase the maximum amount of Federal Deposit Insurance Corp. (FDIC) coverage from $250,000 to $3.75 million: an unmatched level of protection.

    

We’ll be happy to have a 
MaxSafe expert get in touch.


FDIC Insurance


FDIC INSURANCE
Offering unparalleled protection

Backed by Wintrust


BACKED BY WINTRUST
All our banks are well-capitalized

Account variety


ACCOUNT VARIETY
Options for individuals, businesses, and nonprofits

Simplified taxes


SIMPLIFIED TAXES
One 1099 tax form per account

FDIC Insurance
Backed by Wintrust
Account variety
Simplified taxes


FDIC INSURANCE
Offering unparalleled
protection


BACKED BY WINTRUST
All our banks are
well-capitalized


ACCOUNT VARIETY
Options for individuals,
businesses, and nonprofits


SIMPLIFIED TAXES
One 1099 tax form
per account


Our MaxSafe program lets individuals or entities increase the maximum amount of Federal Deposit Insurance Corp. (FDIC) coverage from $250,000 to $3.75 million: an unmatched level of protection.


Ready to get started?


Frequently Asked Questions

What are the particulars of the MaxSafe CD?

It's an automatically renewable, fixed-rate CD, with a $100,000 minimum deposit to open.

What is the MaxSafe Money Market?

It’s a Money Market account with the typical limitation of six transactions per month with FDIC insurance of up to $3.75 million per titled account. The minimum deposit to open is $1,000. There is no minimum monthly balance requirement and no monthly service fee.

Do you offer MaxSafe IRAs?

Yes, we have IRAs available.

How can you offer such a high level of additional FDIC protection?

As a member of the Wintrust Community Bank family, we are able to spread deposits across our 15 community bank charters to combine individual FDIC protection. All of our banks are fully FDIC insured and deemed well-capitalized by regulatory agencies.

Who should I call with other questions?

You can reach a MaxSafe expert by calling 800-433-3076.

Frequently Asked Questions
 

What are the particulars of the MaxSafe CD?

It's an automatically renewable, fixed-rate CD, with a $100,000 minimum deposit to open.

What is the MaxSafe Money Market?

It’s a Money Market account with the typical limitation of six transactions per month with FDIC insurance of up to $3.75 million per titled account. The minimum deposit to open is $1,000. There is no minimum monthly balance requirement and no monthly service fee.

Do you offer MaxSafe IRAs?

Yes, we have IRAs available.

How can you offer such a high level of additional FDIC protection?

As a member of the Wintrust Community Bank family, we are able to spread deposits across our 15 community bank charters to combine individual FDIC protection. All of our banks are fully FDIC insured and deemed well-capitalized by regulatory agencies.

Who should I call with other questions?

You can reach a MaxSafe expert by calling 800-433-3076.